Counseling Documents

Borrower Checklist
This is a list of documents that borrowers should gather before meeting with a loss mitigation or foreclosure intervention counselor.

Counseling Agreement
This is an agreement between the foreclosure intervention counselor at the Kentucky Homeownership Protection Center and the client (borrower). This must be completed and returned to the Kentucky Homeownership Protection Center prior to any foreclosure intervention counseling.

Credit Report Authorization
When completed and returned, this form authorizes the Kentucky Homeownership Protection Center to request and review the credit report for the client (borrower).

Third Party Authorization
When completed and returned, this form authorizes the Kentucky Homeownership Protection Center to share certain information with the National Foreclosure Mitigation Counseling program, through which funding for foreclosure intervention counseling services is made possible.

Expense vs. Income Worksheet
Tracking expenses and income utilizing this worksheet will help in developing the household budget.